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Buying with Affirm is simple

Step 1:
Fill your cart. When you’re done shopping, select Affirm at checkout.

Step 2:

Complete your purchase. Enter a few pieces of info for a real-time decision.

Step 3:

Pay over time. Make payments every month at or in the Affirm app.

At check out, just select

Say yes with confidence
When you buy with Affirm, you always know exactly what you'll owe and when you'll be done paying. You'll never pay a hidden fee-or any fee, for that matter.
Never pay more than the price of your purchase.
It only takes a moment, and checking your eligibility won't affect your credit score.
Affirm won't charge you late fees or penalties of any kind, ever.

*Your rate will be 0% APR or 10–30% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license.

Can I pay off my purchase early?
Yes! There's no penalty for paying early.

How do I make my payments?
You can make or schedule payments at or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Does checking my eligibility affect my credit score?
No-checking your eligibility won't affect your credit score.

Can I return an item I bought with Affirm?
Yes-You can return an item you bought with Affirm by initiating the return process with the store.

Do I need a mobile number to use Affirm?
Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's really you who is creating your account and signing in.

Where can I learn more about Affirm?
You can visit their website at